editorinchief@ijsreat.com +91 9840521421 Scholarly Open Access, Peer-reviewed, Refereed Journal e-ISSN 2583-1240 Since 2021
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Banking Research Journal | IJSREAT Open Access Publication

Categorytag Published08 Oct 2026
Banking Research Journal | IJSREAT Open Access Publication

The Banking Research Journal focus at the International Journal of Scientific Research in Engineering & Technology (IJSREAT) (e-ISSN: 2583-1240) provides a platform for interdisciplinary research connecting banking, financial technologies, information systems, data analytics, artificial intelligence, cybersecurity, and emerging digital technologies. IJSREAT is a bi-monthly, international, peer-reviewed, open-access, multidisciplinary online journal dedicated to research across Science, Engineering, and Technology.

Banking research increasingly involves technology-driven financial systems, digital banking platforms, mobile applications, cloud computing, intelligent analytics, secure transactions, and automated decision-making. Researchers can develop studies that connect banking and computer science with practical technological innovations and measurable research outcomes.

๐Ÿฆ Banking Research Journal for Digital Banking Studies

A modern banking research journal can support research on digital banking, financial information systems, intelligent banking applications, transaction security, customer analytics, fraud detection, risk analysis, financial technology, and technology-enabled banking services. IJSREAT provides an interdisciplinary technology-oriented environment for research that aligns with its Science, Engineering, and Technology scope.

Banking researchers can also investigate the application of artificial intelligence, machine learning, data science, cybersecurity, Internet of Things, automation, and information technology to banking environments. Such studies can bridge theoretical research with practical digital banking applications.

๐Ÿ“š Banking and Interdisciplinary Research Scope

IJSREAT welcomes original research papers, review articles, and technical notes contributing to Science, Engineering, and Technology. Banking-related studies may be positioned within the journal when they have a strong technological, computational, engineering, or interdisciplinary component.

  • ๐Ÿ’™ Computer Science and Information Technology
  • ๐Ÿ’š Artificial Intelligence, Machine Learning, and Data Science
  • ๐Ÿงก Financial Technology and Digital Banking Systems
  • ๐Ÿ’œ Cybersecurity and Secure Financial Transactions
  • โค๏ธ Data Analytics and Intelligent Decision Systems
  • ๐Ÿ’› Robotics, Automation, and Internet of Things (IoT)
  • ๐Ÿ’™ Cloud Computing and Distributed Information Systems
  • ๐Ÿ’š Engineering and Sustainable Technologies
  • ๐Ÿงก Applied Mathematics, Statistics, and Computational Research
  • ๐Ÿ’œ Biomedical, Chemical, Environmental, and Emerging Technologies

The journal encourages interdisciplinary submissions that bridge theory and practice and promote collaboration among researchers working in science, engineering, technology, and technology-enabled banking applications.

โšก Why Consider IJSREAT for Banking Research?

๐Ÿš€ Rapid Peer Review

IJSREAT states that its strict peer review process delivers decisions within 3 days while maintaining its stated quality standards. This provides a fast publication workflow for researchers seeking timely editorial decisions.

๐ŸŒ Open Access Policy

Open-access publication makes accepted research freely available online, helping technology-oriented banking research reach researchers, professionals, industry audiences, and other interested readers.

โš™๏ธ Efficient Publication Process

The streamlined workflow supports manuscript submission, editorial assessment, peer review, decision-making, and publication. Authors looking for rapid publication can use the editorial management system to monitor their manuscript throughout the process.

๐Ÿ›ก๏ธ Plagiarism Protection

Rigorous plagiarism screening supports academic integrity and helps maintain responsible scholarly publishing practices for banking and technology research.

๐Ÿ“– COPE Compliance

IJSREAT states that it follows COPE Best Practice Guidelines for publication ethics and responsible scholarly communication.

๐ŸŒ Impact Beyond Academia

Technology-focused banking studies can contribute to digital transformation, secure financial systems, intelligent services, data-driven decision-making, risk management, and practical technology development.

๐ŸŽ“ Google Scholar and Banking Research Visibility

Researchers searching for a banking research journal often consider scholarly discoverability alongside peer review and publication practices. IJSREAT lists Google Scholar among its indexing and abstracting services. Clear article titles, informative abstracts, relevant keywords, accurate author details, and well-structured references can support scholarly discoverability.

Banking studies involving computer science, artificial intelligence, data analytics, cybersecurity, machine learning, and financial technology can address emerging challenges in digital financial services while contributing to interdisciplinary research.

๐Ÿ“‘ Indexing and Abstracting Services

IJSREAT provides the following indexing and abstracting information as part of its journal profile:

  • ๐Ÿ”ต Google Scholar
  • ๐ŸŸข Scribd
  • ๐ŸŸ  ISSUU
  • ๐ŸŸฃ Elsevier Mendeley
  • ๐Ÿ”ด EuroPub
  • ๐ŸŸก DRJI
  • ๐Ÿ”ต Academic Keys
  • ๐ŸŸข Edocr
  • ๐ŸŸ  I2OR
  • ๐ŸŸฃ PDFSR
  • ๐Ÿ”ด ResearchBIB
  • ๐ŸŸก SSRN
  • ๐Ÿ”ต WorldCAT
  • ๐ŸŸข Exlibris (part of Clarivate)
  • ๐ŸŸ  Thomson Reuters - Research ID
  • ๐ŸŸฃ Semantic Scholar
  • ๐Ÿ”ด Dimensions
  • ๐ŸŸก PlumX

๐Ÿ“ Banking Research Publication Process

IJSREAT provides an author-oriented editorial workflow designed to support online submission, peer review, editorial decisions, and publication. The stated process includes:

  1. ๐Ÿ“ค Submit Online: 24/7 submission through the editorial management system.
  2. ๐Ÿ“ฉ Initial Response: Acknowledgment stated to be provided within 12 hours.
  3. ๐Ÿ”ฌ Expert Review: The stated workflow targets peer review within 2 days.
  4. ๐Ÿ“‹ Decision Notification: The stated process provides an acceptance or rejection decision within 3 days.
  5. ๐Ÿ“„ Publication & Certificate: Instant PDF access and digital certificate after publication.

๐Ÿ’ฐ Low Cost Banking Research Publication

IJSREAT follows an open-access publication model in which accepted articles are freely available online. The journal states that a minimal article processing fee is charged after manuscript acceptance to support online publication and continuous journal operations.

Author Category Publication Option Fee
Indian Authors Without DOI โ‚น1200 + 18% GST
Indian Authors With DOI โ‚น1400 + 18% GST
Other than Indian Authors With DOI $80 USD

These stated charges apply to Case Reports, Original Articles, and Review Articles. Authors should confirm the applicable publication fee and current terms before submission.

๐Ÿ’ป Computer Science and Banking Research

The connection between computer science and banking has expanded with digital transformation. Researchers can study mobile banking, online transaction platforms, cloud-based financial systems, artificial intelligence, machine learning, data mining, cybersecurity, biometric authentication, and automated financial services.

Technology-driven banking research can also examine fraud detection, anomaly identification, credit risk analytics, secure payment systems, customer behavior analysis, intelligent recommendation systems, and real-time transaction monitoring. Such studies can contribute to practical solutions while maintaining a clear technological research foundation.

๐Ÿค– Banking, AI, Data Analytics and Financial Technology

Artificial intelligence and data analytics are increasingly relevant to technology-oriented banking research. Machine learning can be investigated for fraud detection, risk classification, customer analytics, anomaly detection, and intelligent decision support. Data science can support the analysis of large financial datasets, while cybersecurity research can address data protection and secure transactions.

Researchers can also explore blockchain, Internet of Things, cloud computing, automation, and secure digital platforms where the research demonstrates a clear contribution to Science, Engineering, and Technology.

๐Ÿ–ฅ๏ธ Advanced Editorial Management System

Authors submitting banking research can use the IJSREAT editorial management system to manage manuscript-related activities through a centralized online platform.

  • ๐Ÿ‘ค Author Dashboard: Personalized account with submission history and status updates.
  • ๐Ÿ“Š Real-time Tracking: Monitor your manuscript's progress through every stage.
  • ๐Ÿ“‘ Automated Documents: Instant generation of acceptance letters and copyright forms.
  • โฌ‡๏ธ Easy Downloads: One-click access to certificates and published papers.

๐Ÿ“Œ UGC CARE and Google Scholar Considerations

Researchers often consider terms such as UGC CARE, Google Scholar, peer-reviewed journal, DOI, open access, and indexing when evaluating publication venues. IJSREAT lists Google Scholar among its indexing and abstracting services. Any current UGC CARE status or inclusion should be independently verified by authors using the latest official information from the relevant authorities before making a publication decision.

Authors searching for a banking research journal should also evaluate the journal scope, peer review process, publication ethics, indexing information, article processing charges, DOI options, and manuscript requirements before submission.

๐Ÿ“ฌ Contact IJSREAT for Banking Research

Authors and researchers can contact the editorial office for queries regarding manuscript scope, banking and technology research, submission, peer review, publication charges, DOI options, and the suitability of interdisciplinary research.

๐Ÿ“ง Email: editorinchief@ijsreat.com

๐Ÿš€ Ready to Publish Your Banking Research?

Researchers seeking a banking research journal for technology-oriented and interdisciplinary studies can submit manuscripts through the IJSREAT editorial management system. The online platform supports submission and manuscript tracking.

๐Ÿ“ค Submit Your Banking Research

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APC from โ‚น1200 + 18% GST

Peer-reviewed open accessโ‚น1200 Indian (โ‚น1400 with DOI)$80 USD internationalpaid after acceptance Peer-reviewed open accessโ‚น1200 Indian$80 USD international โ‚น1200 Indian ยท $80 intl

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  • ISSN 2583-1240
  • Open Access
  • Peer Reviewed
  • Plagiarism Checked
  • Google Scholar
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